Forms & resources

Member guide (PDS)

PDS / PDF - 1.2 MB

Summary of significant information you need to make a decision about Spirit Super. It includes the Join Spirit Super form but you can also join online.

Super product (TMD)

Legislative /

COMING 5 OCTOBER 2021. This is the target market determination (TMD) for our super product. It describes the class of member who makes up the target market for this product, having regard to their objectives, financial situation and needs.

How super works

IBR / PDF - 2.0 MB

Information about how your Spirit Super account works, different types of contributions, contribution caps, accessing your super and nominating beneficiaries. 

How super is taxed

IBR / PDF - 2.6 MB

Information about providing your tax file number and tax on contributions, investment earnings and withdrawals. 

Fees and costs

IBR / PDF - 1.9 MB

Information about the fees and costs of investing in super and fee definitions. 

How to open an account

PDS / PDF - 2.8 MB

The information in this document forms part of the Spirit Super product disclosure statement (Member guide) dated 1 April 2021.

Financial services guide

Legislative / PDF - 2.2 MB

Provides information about the financial advice services available to members through Spirit Super Advice

Pension guide (PDS)

PDS / PDF - 9.7 MB

This contains all the information about our pensions. It includes the Join Spirit Super pension form.

Term Allocated Pension guide (PDS)

PDS / PDF - 2.1 MB

This contains all the information about our Term Allocated Pension.

Transition Pension (TMD)

Legislative /

COMING 5 OCTOBER 2021. This target market determination (TMD) is for our Transition Pension. It describes the class of members who make up the target market for this product, having regard to their objectives, financial situation and needs.

Control Pension (TMD)

Legislative /

COMING 5 OCTOBER 2021. This target market determination (TMD) is for our Control Pension. It describes the class of members who make up the target market for this product, having regard to their objectives, financial situation and needs.

Managed Pension (TMD)

Legislative /

COMING 5 OCTOBER 2021. This target market determination (TMD) is for our Managed Pension. It describes the class of members who make up the target market for this product, having regard to their objectives, financial situation and needs.

Investment Guide (IBR)

IBR / PDF - 5.2 MB

Get information about the risks of super, how we invest your money and investment options. 

Insurance guide

IBR / PDF - 1.2 MB

Get important information about insurance with Spirit Super including fees, eligibility, cancellation, conditions and exclusions.

Defined Benefits fund guide

/ PDF - 7.8 MB

Information for members of the Quadrant Defined Benefits fund, the HCC Defined Benefits fund and the LCC Defined Benefits fund.