Super fees and costs

We keep our fees low, so you have more to invest for the future.

Summary of fees and costs

See fees and costs for pension accounts.

 Type of fee Amount How and when paid
Investment fee1 Conservative option –  0.51% 
Moderate option –  0.59% 
Balanced (MySuper) option –  0.74% 
Sustainable option –  0.91%  
Growth option –  0.81% 
Cash option –  0.05%  
Diversified fixed interest option – 0.30% 
Australian shares option – 0.84% 
International shares option – 0.78% 
Deducted from investment returns before they’re credited to your account. Performance related fee estimates and transaction costs are included in the investment fee. 
Administration fee2 $67.60 plus 0.15% of your account balance each year (the percentage fee is capped at $450.00  each year). 
Calculated daily and deducted monthly from your account. 
Buy-sell spread 
Nil N/A
Switching fee
Nil N/A
Advice fees Nil Fees for general and intra-fund advice are included as part of the administration fee  
Indirect cost ratios Nil N/A

1 Investment fees are estimates and are calculated looking back at 30 June each year. Investment fees for the Sustainable and Moderate options are based on Tasplan Super’s investment fees.  Investment fees for all other options are based on MTAA Super’s investment fees. The actual investment fees for the current financial year may vary due to changes to the underlying investments. 

2If your Spirit Super account balance is less than $6,000 at 30 June each year or when you close your account, the total combined amount of administration fees, investment fees and indirect costs charged to you is capped at 3% of your account balance. Any amount charged in excess of that cap must be refunded. If you hold more than one account with us, we’ll assess each account separately.

For comprehensive advice, you can meet with a Spirit Super Advice financial planner and they’ll provide a Statement of advice outlining any fees you’ll pay. Read about our advice options.

Want more details?

For more details about the fees and costs that apply to super accounts, read the Spirit Super Fees and Costs.

We’re in a limited services period until 30 April 2021. More information.